Investors

Buy to let mortgages - all you need to know

Your search for a financial firm that can offer expert advice on buy to let mortgages and commercial finance ends with JWA Mortgages. We serve clients in Cardiff and surrounding areas including Swansea, Newport and Bristol. 

Buy To Let Mortgages

JWA Mortgage Solutions are highly experienced mortgage advisors and advise on all types of Buy to Let mortgages, so whether you are a first-time investor, looking to refinance existing property or wanting to make your next buy to let purchase we are confident we can help you. If you are seeking professional advice for a regular buy to let, holiday let, letting property to family or other more specialist types of letting, get in touch with one of our friendly experienced advisors today to see how we can help you. 

Portfolio Landlords 

If you are a landlord and own four or more distinct mortgaged buy to let UK properties or looking to purchase your fourth property, you will be classed as a portfolio landlord. There have been some changes in the industry over recent years meaning this has now become a more specialist area, JWA Mortgage Solutions are highly experienced in the buy to let sector and aim to offer a bespoke service to professional landlords. By doing so we can help you to achieve your goals, expand your property portfolio and reduce your costs. So whatever the type of property you are letting, get in touch today to find out how our advisers can help you.

LIMITED COMPANY MORTGAGES

Following the UK Governments changes to the tax treatment of mortgage interest from April 2017 and changes to the way that buy to let mortgage affordability is assessed the market has seen a large increase in the number people looking to invest in property through a limited company. There are now a number of lenders who will consider lending to limited companies, as independent mortgage brokers JWA Mortgage solutions have access to the whole of the mortgage market and we consider ourselves experts in the buy to let mortgage sector. Whether you are looking to set up a new limited company purely for the purpose of investing in a buy to let property or you are looking to buy a property through your trading company we can advise you on your options.

HMOs & Multi Units 

If you are a buy to let landlord looking to invest in a House of Multiple Occupancy /. Multi-Unit property or have experience as landlord of this type of property and looking to buy further property or refinance existing, we can help you. JWA Mortgage Solutions are highly experienced mortgage advisors who offer advice on all aspects of buy to let mortgages, we have expert knowledge in the more complex and specialist areas. We can help you finance HMO’s and Multi Unit properties, from the smallest three bed to the largest fifteen bed properties. For more information on what is available to you call one of our team now.   

COMMERCIAL/ Semi Commercial 

Whether you are new to property investment or an experienced commercial landlord we are sure we can provide you with the advice you need on any type of commercial investment. We have access to and well-established relationships with the market leading specialist lenders, meaning we are confident we can give you the bespoke advice and guidance you need to secure your investment and move forward as a commercial landlord.  

Bridging/ DEVELOPMENT FINANCE

There are a huge number of lenders offering bridging finance in the mortgage market and it can feel like a bit of a minefield. JWA Mortgage solutions work alongside market leading Bridging & Development lenders to find you the right deal. Whether you are just looking for some short-term finance to make a purchase or have your sights on a bigger project we can help you find the right solution which is tailor made to fit your needs.   

Asset FINANCE

If you are a business looking to boost your cash flow, fund the purchase of further equipment and tools or generally free up some of your investment during a key stage in your business growth then Asset Management could do wonders for your business. JWA Mortgage Solutions work with the specialist lenders providing this type of finance, obtaining approval fairly quickly and therefore making it a stress-free transaction, leaving you to concentrate on deciding how the capital can help your business grow. 

Business Loans

Here at JWA Mortgage Solutions we can help your business obtain unsecured & secured business loans. We work alongside the market leading lenders to find you the right deal. Decisions on lending can be provided quickly allowing you to get on with your business and take the next steps forward.
WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

Tel: 029 2044 8108 | Email: enquiries@jwafinance.com | JWA, Alexandra Gate, Ffordd Pengam, Cardiff, CF24 2SA
JWA Financial Planning Ltd. is authorised and regulated by the Financial Conduct Authority, 
We are entered on the Financial Services Register No 798772 at https://register.fca.org.uk.

For mortgages, a fee of up to 3% of the mortgage is payable on completion of your mortgage depending on the complexity of your case. We estimate that for residential mortgages the fee will be £398 payable on completion of the mortgage. We may also be paid commission from the lender. 
 
Buy to Let, Commercial Mortgages, Unsecured Business Borrowing, Short Term Finance and Bridging Finance are not normally regulated by the Financial Conduct Authority. For this type of finance, our typical fees are a non refundable fee £497 paid at application and a fee of 1% paid on completion of your mortgage.

Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:
The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9 123
www.financial-ombudsman.org.uk

Contact

If you need expert advice on buy to let mortgages, contact us today on

Technology Business Centre,
2 Alexandra Gate,
Ffordd Pengam,
Cardiff,
CF24 2SA
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